Here's the Deal

With the Citi mtvU card, you get an easy way to buy what you need to get through college and you also get amazing bonus rewards for doing stuff you already do. Getting good grades, using credit wisely, or even buying books and music can earn you points for things like gift cards, DVDs, and concert tickets. And only the Citi mtvU card gets you access to mtvU exclusives that can’t be bought, like tickets to the mtvU Woodie Awards or VIP access at mtvU’s Spring Break.

Get the card that gives you:

• A great low APR and no annual fee
• Points for good grades, using credit wisely, and shopping at places you already go
• Cool rewards like gift cards, airline tickets, and mtvU exclusives
• Free concert tickets and VIP access to special events

Here's how it works

Points The Citi mtvU card is a part of ThankYou® Network from Citi, a free rewards program that lets Citi mtvU cardmembers redeem their points for amazing rewards ranging from gift cards and video games, to airline tickets and more.

Here's how your points add up fast to get great rewards:

• Earn 250 to 2,000 ThankYou Points
  twice a year for a good GPA.
• 25 ThankYou Points
  a month for paying your bill on time and not going over your credit limit.
• 5 ThankYou Points
  for dollars you spend at restaurants (including fast food), bookstores, record stores, movie theaters and video rental stores.
• 1 ThankYou Points
  for dollars you spend on all other purchases.

You can earn up to 75,000 ThankYou Points per calendar year.*

Click here to learn more about earning points.

Rewards You Crave You can redeem your points for the things you actually want—whether it's travel, music, or electronics. And only Citi mtvU cardmembers can redeem their ThankYou Points for exclusives like tickets to the MTV Movie Awards or a tour of mtvU's studios. Click here to learn more about rewards

Get Treated Like A VIP Get access to cardmember-only exclusives, like free concert tickets and backstage passes or VIP status at Spring Break. Click here to take a peek at the Yearbook.

Bonus Tracks Cardmembers also get: 10% Discount on entertainment and music products at the MTV online store at shop.mtv.com 10% Discount on merchandise at the MTV Store in New York City.

Save With 0% APR Plus No Annual Fee
The Citi mtvU Card offers a 0% introductory APR on purchases, balance transfers and cash advances. This 0% APR applies for 6 months. But we may increase it if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit or have a returned check. A cash advance fee applies. Keep in mind your payments will be applied to low APR balances before higher ones. For further details, please see Citi Disclosures.

Build Good Credit - It's the Best Benefit of All
If you pay more than the minimum monthly payment and make your payments on time every month, you’ll start building good credit, which is important for so many key choices you’ll make in the future. It will help you when you need to buy a car, apply for a loan or even buy a house. You can get helpful pointers on making credit work for you at Students.UseCreditWisely.com. Plus, because your Citi mtvU Card is issued by Citibank, you'll get free Citi® Identity Theft Solutions, helpful customer service 24/7 and zero liability for unauthorized purchases.

*See Terms and Conditions